Practice Areas
CONNECT WITH BKH
Proactively Resolve Your Outstanding Debt
Attorney Gary George is an experienced debt negotiator. Settling your derogatory debt is an excellent option when you want to avoid filing bankruptcy. Debt settlement can take many forms, and no single plan fits every situation. The amount of debt, type of debt, status of debt: current, past due, charged off, assets, liabilities, income, among other factors, determine which debt settlement plan will work best for you.
To schedule a free initial consultation with Attorney George call 330-746-8484 or 800-457-2889 or use the contact form on this page
Dispute Your Debt
Protect Your Interests
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Are you being pursued for a debt that you do not owe?
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Do you owe the debt, but dispute the amount claimed?
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Are you the victim of identity theft?
Contact Betras, Kopp & Harshman to arrange a debt consultation that will enable us to design a legal strategy to deal with debt you do not actually owe.
Debt Settlement Companies
The Sales Pitch
Here are some of the sales pitches debt settlement companies(DSC) use to get your business:
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Stop paying your creditors
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Start paying a large monthly payment to the DSC by handing over your bank account information for automatic monthly payment withdrawals
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Promises to save you 50-80% of the total debt by accumulating money to settle with the credit card companies.
The DSC Scam
DSC charges you a fee of 10-20% of the total debt. Now you know why DSC's require/desire that a minimum credit card debt of $10,000 is owed. The DSC then applies all of your initial monthly payments towards the 10-20% fee until it is paid-in-full. Only then is your hard-earned money placed into a trust account for the “promised” debt negotiations. So, the DSC gets paid before any services are provided. The DSC has absolutely NO ability to stop continuing legal efforts to collect the debt. The creditor can file a lawsuit against you at any time and the DSC can do NOTHING to stop this from happening.
You Have Been Warned
The DSC fails to deliver on the promise of settling all of your accounts leaving you exposed to debt collections lawsuits and related wage garnishments, bank account attachments, liens against property and other legally enforceable post-judgment enforcement actions. I became aware of the DSC when good people who placed their trust in a DSC were sued long after the DSC received its fee. DO NOT BE THE NEXT VICTIM
Call the debt relief and credit lawyers at Betras, Kopp & Harshman before you retain a DSC. We will examine your personal financial situation, provide information about the legitimate solutions available to you and determine the option that is best for you.
Market fluctuations and general uncertainty can cause debt hardships for a small business. Resorting to bankruptcy, including Chapter 11, will make it virtually impossible for the small business to obtain credit in the future. Avoiding bankruptcy is an option and should be the choice for small businesses that want to continue operating.
A Debt Workout may enable a small business to avoid filing bankruptcy. In a a Debt Workout Betras, Kopp & Harshman will review the businesses' assets and liabilities, craft a plan to workout business debts and then handle negotiations creditors to workout terms that make it possible for owners to continue to operate as they service existing debt.